Nationwide private money lending for real estate investors.
5+ units
Private money for apartment buildings and properties that combine residential and commercial space — acquisition, renovation, or both.
Any property with more than four units qualifies as multifamily. Mixed-use properties combine commercial space — retail, office, or similar — with residential units in the same building.
United Lending LLC offers private money loans for both, whether you are acquiring the asset, renovating it, or doing both as part of a value-add plan.
Minimal documentation is needed. There is no income verification requirement of the kind traditional banks impose.
Every borrower is assigned a personal loan officer, who assists in acquiring the necessary documents so nothing stalls the file.
Processing begins within 24 to 48 hours of receiving your file, and a complete closing takes approximately 14 business days.
We are committed to getting you the funding you need quickly — and at competitive rates.
Why it works
Unlike traditional banks, we do not require personal income documentation to qualify.
A short list of documents, and a loan officer who helps you assemble it.
Loans are available for acquiring a property, renovating one you own, or both together.
Processing begins immediately, with a complete closing in roughly 14 business days.
Our easy loan process
No committees, no month-long underwriting queue. A single loan officer owns your file from start to close.
We are available 24 hours a day, seven days a week, even on weekends and holidays.
Within minutes, your personal loan officer will provide you with a list of documentation required to process your application. They will even help you obtain these documents when needed.
We review your files and documents in as little as 24 to 48 hours and provide you with various financing options.
Once everything has been processed and reviewed, we will close the loan quickly and efficiently.
FAQ
Still unsure whether this is the right program? Call us and we will tell you straight.
Any residential property with more than four units. Properties with one to four units fall under our rental property loan program instead.
Yes. Buildings that combine commercial space with residential units are a core part of this program.
Processing begins within 24 to 48 hours, and a complete closing takes approximately 14 business days.
Other programs
Tell us about the property and we will come back to you with options — usually within 24 to 48 hours.
