Resources
Loan guides for real estate investors
Straight answers on how investor loans work, written for people who buy, renovate, build and rent property. No jargon, and no pressure to apply.
Guides
Read before you borrow
DSCR Loan vs Conventional Loan: Which Fits Your Rental?
DSCR loan vs conventional loan for an investment property: how each qualifies you, rates and costs, down payments, LLCs, property limits and which one fits your deal.
Read the guideBridge Loan vs Construction Loan (and Other Alternatives)
Bridge loan vs construction loan for real estate investors: what each funds, how the money is released, speed, cost, how bridge compares with hard money, and the alternatives.
Read the guideWhat Is a DSCR Loan? Meaning, How It Works, Pros and Cons
What a DSCR loan is, what DSCR stands for, how lenders compare rent with the payment, who it suits, and the pros and cons, with a worked example in dollars.
Read the guideDSCR Loan Requirements: Credit, Down Payment and Rent
What you need to qualify for a DSCR loan: rent that covers the payment, a 620 credit score, at least 20% down, an investment property and a short document list.
Read the guideWhat Is a Hard Money Loan? Rates, Requirements and How It Works
A hard money loan is short-term financing secured by real estate and approved on the property, not your income. How it works, what it costs, who qualifies and when investors use one.
Read the guideHow to Refinance a Hard Money Loan Into a DSCR Loan (BRRRR)
How to refinance a hard money or fix and flip loan into a long-term DSCR loan, the refinance step of BRRRR: timing, how much you can cash out, costs and a worked example in dollars.
Read the guideDSCR Loans for an LLC: How to Borrow in Your Company's Name
Yes, an LLC can get a DSCR loan. How closing in an LLC works, what happens with a brand-new LLC, the personal guarantee and credit check, and the documents to have ready.
Read the guideDSCR Loans for Airbnb and Short-Term Rentals
Can you use a DSCR loan for an Airbnb? Yes. How lenders count short-term rental income, what you need to qualify, and how to check whether the income covers the payment.
Read the guideWhy Real Estate Deals Fall Through Before Closing
The last-minute reasons financing dies after pre-approval, and which ones an investment-property bridge loan can still rescue.
Read the guideTools
Run the numbers
DSCR loan calculator
Enter a rental deal and see whether the rent covers the full monthly payment.
Hard money loan calculator
Model a fix and flip or bridge deal: payment, points, cash to close and estimated profit.
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