Nationwide private money lending for real estate investors.
Build from scratch
Construction financing for investors building from the ground up, with 12 to 18 month terms designed around your completion and sale.
Ground-up investing means either purchasing land and building from scratch, or acquiring newly constructed properties directly from developers.
It appeals to investors when the cost of building a home is significantly lower than the home's projected selling price.
United Lending provides bridge loans and construction financing for investors pursuing ground-up projects, covering up to 100% of construction costs.
The entire process takes as little as three to four weeks from start to finish.
Bridge loans typically carry 12 to 18 month terms, designed for repayment upon the sale of the property rather than a decades-long amortization you will never reach.
That structure keeps your capital working and lets you move to the next site as soon as this one completes.
Why it works
Take on projects that traditional construction lenders will not touch or cannot move fast enough for.
Keep capital free so you can run more than one project at a time.
Bridge terms of 12 to 18 months, structured for repayment when the property sells.
Approval is driven by the project and the plan, not by conventional income documentation.
Our easy loan process
No committees, no month-long underwriting queue. A single loan officer owns your file from start to close.
We are available 24 hours a day, seven days a week, even on weekends and holidays.
Within minutes, your personal loan officer will provide you with a list of documentation required to process your application. They will even help you obtain these documents when needed.
We review your files and documents in as little as 24 to 48 hours and provide you with various financing options.
Once everything has been processed and reviewed, we will close the loan quickly and efficiently.
FAQ
Still unsure whether this is the right program? Call us and we will tell you straight.
Yes. We finance the acquisition alongside up to 100% of construction costs for qualifying ground-up projects.
Typically 12 to 18 months, structured so repayment lines up with the completion and sale of the property.
The entire process takes as little as three to four weeks from start to finish.
Other programs
Tell us about the property and we will come back to you with options — usually within 24 to 48 hours.
